Current Insurance Policies

March 31 2026

The insurance renewal process for the next twelve months has been completed. Member groups who have renewed their QWaLC membership will receive new certificates of currency, emailed out later today or tomorrow so keep an eye out for them.  Thanks Darryl

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Queensland Water and Land Carers arranges and pays for insurance cover for eligible member groups until 31st March annually. QWaLC is the master policy holder under which QWaLC member groups are covered.

This insurance is possible thanks to the Queensland Government funding that ensures that the voluntary work of our member groups is able to be undertaken and valued. The information supplied is of a general nature and all coverage is subject to the Terms Conditions and Exclusions as outlined in the Policy Documents. If you have a specific question, please contact Darryl at QWaLC.

Insured

Land and Water Care Groups (including Bush Care, Coastal Care, Waterwatch and Catchment Groups, Conservation, First Nations, Wildlife and Landcare) in Queensland who are groups registered annually with Queensland Water & Land Carers Inc and all individual persons carrying out activities authorised by the registered member groups.

Your three new certificates of currency for 2026/2027 are valid from April 1st 2026 to March 31, 2027.

Note 1:     If your group engages in or intends to engage in activities involving drones, bike riding, snorkelling, reef diving, wildlife rescue above ground or cool burning please contact Darryl.

Note 2:      Be aware that an excess/deductible in the case of a claim may apply. This can be from $25.00 up to $50,000.00. For Protector (Association and Directors) claims the excess for each claim is from $5,000.00 to $10,000.00.

Note 3:     Remember QWaLC policies do not cover Buildings, contents, equipment or vehicles. If you need insurance coverage for these activities you will need to obtain additional insurance coverage.

Note 4:     If your organisation employs staff, including full-time, part-time, casual employees, or any workers engaged under a contract of service you are required to hold current WorkCover insurance in accordance with Queensland legislation.

Note 5:     If you employ workers in Queensland – including full-time, part-time, casual, or some contractors – you must hold an accident insurance policy within 5 business days of hiring to cover work-related injuries or illnesses, unless you are a qualified self-insurer. Failure to have a policy can lead to severe penalties and liability for costs if a worker is injured. See Worksafe website for more.

 

Darryl Ebenezer
M:   0407696792 E:    darryl@qwalc.org.au

If you need to report an incident please fill in the online QWaLC member group Accident Incident Report. Click on the button below.

General Expectations of member groups

Inclusion of member organisations within the QWaLC insurance program is subject to the following minimum conditions:

Annual Disclosure

The annual insurance and membership renewal questionnaire is undertaken in February each year.

Member groups must be current endorsed members at the time of any incident and complete the annual
membership and insurance renewal declaration, including:

• Member Numbers

• Financial summary (income, expenditure, assets, liabilities)

• Provide a solvency declaration annually

• Disclosure of any auspiced or unincorporated groups

• Activities of the group – past and future.

WHS & Risk Management

Member groups are required to comply with applicable WHS legislation and undertake appropriate risk assessments and mitigation measures for activities conducted.

Activity & Risk Notification

New, higher-risk or materially changed activities must be disclosed to QWaLC prior to undertaking where reasonably practicable. These are then notified to the insurer.

Contractor Insurance

Independent contractors must hold and present (to the insured member group) their own appropriate Public Liability and Professional Indemnity insurance.

Participant Records

• Reasonable efforts must be made to maintain records of participants and volunteers for organised events/activities for 7 years.
• Regular volunteers should be included on the membership list kept by the member group.

Incident Management

Member groups must:

• Not admit liability or fault.
• Notify QWaLC as soon as practicable (within 7 days where possible) via the online form
• Report any circumstance that may reasonably give rise to a claim to Darryl – not the insurance company.

Contractual Liability Controls

Member groups must try to avoid entering into agreements that extend liability beyond common law obligations (e.g. hold harmless or broad indemnity clauses) without prior review.
Please contact Darryl for more information if required.

Declared Activities

Queensland Water and Land Carers Inc and its member groups engage in a wide range of activities as outlined in Table 1 below.

Contact for ALL insurance matters

Darryl Ebenezer, CEO | M: 0407696792 | E: darryl@qwalc.org.au

This insurance is possible thanks to the Queensland Government funding that ensures that the voluntary work of our member groups is able to be undertaken and valued. The information supplied is of a general nature and all coverage is subject to the Terms Conditions and Exclusions as outlined in the Policy Documents. If you have a specific question, please contact Darryl at QWaLC.

RESOURCES TO HELP MEMBERS BECOME AWARE OF AND MANAGE RISK

Toolbox Resources

Volunteering Queensland

Victorian Landcare Gateway